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Contact by Other Party’s Insurance

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Typically you will be contacted by the other driver’s insurance company at some point following an accident, even if it’s only a property damage claim. They’re going to want to get a statement from you which they will record over the telephone conversation and they will be asking to get information from you about your injuries, and about how the accident happened.

When they call you, I strongly suggest that you not speak with them about any details about the case. What you should do if you’re contacted by them is simply say I’ve already spoken to a lawyer and if you want to speak to them about this case, speak to my lawyer. The reason I suggest that you do that is that when they are recording these conversations, that insurance company is trying to protect their own interest and they’re going to ask you questions in a way that will suggest answers that are going to try to put fault on you as having been the cause of this accident, and that may not necessarily be the case.

After you speak with them and you decline to speak with them about it and you speak with an attorney, that attorney would be prepared to provide that insurance company with the information they need in order to process a claim, but would not be able to attribute statements to you directly, which could hurt your case in the future if you decide to bring one.

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